MLO - 258327

As a Sr. Mortgage Advisor at Fernando Home Loans powered by Nexa Mortage, I bring over 25 years of experience in the real estate and home loan industry. My journey began in 2000, and since then, I have developed a deep understanding of the various loan products and services that best serve my clients. I hold licenses as a loan officer in both California and am also a real estate broker in California. My expertise allows me to navigate the complexities of the mortgage process with ease, ensuring that my clients receive the best possible guidance and support.

I specialize in a wide range of loan products, including FHA, VA, conventional loans, and down payment assistance programs. Additionally, I am well-versed in non-QM products, bank statement programs, and ITIN programs, catering to clients with diverse financial backgrounds and needs. My goal is to help first-time buyers and seasoned homeowners alike achieve their dream of homeownership through personalized and comprehensive mortgage solutions.

Working closely with numerous real estate partners over the years has enabled me to build a robust network that benefits my clients. I am dedicated to providing exceptional service, always prioritizing my clients' best interests. Fluent in Spanish, I am able to effectively communicate and assist a broader range of clients. At Fernando Home Loans powered by Nexa Mortage, I strive to make the loan process as smooth and hassle-free as possible, empowering my clients to confidently take the next step in their homeownership journey.