Bank Statement Loans

Bank statement loans are an ideal solution for self-employed individuals or those with irregular income patterns who may not qualify for traditional loans. At Fernando Home Loans powered by Nexa Mortage, we offer bank statement loans that allow borrowers to qualify based on their bank deposits rather than traditional income verification methods. This makes it easier for entrepreneurs, freelancers, and small business owners to secure the financing they need.

With a bank statement loan, we analyze your bank statements over a period of 12 to 24 months to determine your average monthly income. This approach provides a more accurate representation of your financial situation, making it possible to qualify for a mortgage even if your income is not consistent. Our team at Fernando Home Loans powered by Nexa Mortage is experienced in working with self-employed borrowers and can guide you through the unique requirements of bank statement loans.

We are committed to providing personalized service and expert guidance throughout the mortgage process. From application to closing, we ensure that you have a clear understanding of your loan options and what to expect at each step. Our goal is to make homeownership accessible for all, providing the financial support and flexibility needed to achieve your dream of owning a home.